University decisions...?

Don't do anything you're not comfortable with. I loved University, but it's a huge decision, big independent workload, and won't necessarily get you a better paid job. My friend who went from high school to a business training course is making a lot more money than me, and I'm doing my Phd. The only reason to go the strictly academic route is because you love your subject. Don't let anyone make you feel like you 'should' go to University - only go if it's what you really want.